Money ... It's Not How Much You Make ... It's How Much You Keep

My step-son Johnathan loves to go around telling his friends that we "have a lot of money".

Now, to an 11 year old, I suppose that could very well feel true. And in a way, he does have a point.

However ...

The more money you make, the more money you spend

As illogical as that statement may seem to some, I honestly don't think a more true sentence has ever been uttered.

I got a first hand view of this concept just last night when Justin (my 16 year old), had a school assignment to make a budget. It was suggested that he ask his parents to estimate their own expenses.

At first, he was utterly amazed by how much money we make each month.

Then, just a few minutes later, he was equally stunned by the relatively small percentage that was actually left after savings, taxes and paying all the bills.

... unfortunately, I wasn't as surprised as Justin.

I think I actually have a pretty good handle on bringing in additional income.

However, much like our own US Government, it's the spending part of the equation that tends to get most of us in trouble.

As luck would have it though, I have a few "financial advice" type sites in my feed reader. And one of them recently made a post that could very well keep me busy for days (in a good way).

I’ve compiled a comprehensive collection — organized by category — of 110 personal finance calculators and helpful tools. They’re free, found online and designed to help you find fast answers to your financial questions.

I hope you find it helpful ... or even better, you're already so financially savvy that you don't need any of these tools

Keep havin FuN!

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